PPF Calculator India
Estimate PPF growth from an opening balance, annual contribution, assumed interest rate and investment period.
About the PPF Calculator India
Project how PPF savings could grow from an opening balance and annual contributions using an assumed interest rate and investment period.
How to use this calculator
- Enter opening balance and annual contribution.
- Enter the interest rate you want to model.
- Enter the investment period.
- Review projected maturity value and contributions.
How the calculation works
The calculator models contributions and interest using a monthly compounding approximation. Actual PPF interest crediting and contribution timing follow the scheme rules.
Example
You can model ₹1.5 lakh annual contributions over 15 years using the rate you want to test, then compare the result with other savings choices.
Things to keep in mind
- PPF has statutory rules around tenure, contributions and interest calculation.
- Government-notified rates can change.
- The default rate is an assumption, not a promise of future returns.
- Use official scheme information for account decisions.
Frequently asked questions
Can the PPF interest rate change?
Yes. PPF and other small-savings rates are notified by the Government and can be revised.
How long is the standard PPF tenure?
The standard initial tenure is 15 years, subject to the scheme's extension rules.
Is this an official PPF calculator?
No. It is an independent projection tool.